Operator
Welcome to the Bank7 Corp. Third Quarter 2025 Earnings Name. Earlier than we get began, I might like to spotlight the authorized data and disclaimer on Web page 27 of the investor presentation. For individuals who do not need entry to the presentation, administration goes to debate sure subjects that comprise forward-looking data, which is predicated on administration’s beliefs in addition to assumptions made by and data presently obtainable to administration. Though administration believes that the expectations mirrored in such forward-looking statements are affordable, they may give no assurance that such expectations will show to be right.
Such statements are topic to sure dangers, uncertainties and assumptions, together with amongst different issues, the direct and oblique impact of financial situations on rates of interest, credit score high quality, mortgage demand, liquidity and financial and supervisory insurance policies of banking regulators. Ought to a number of of those dangers materialize or ought to underlying assumptions show incorrect, precise outcomes could differ materially from these anticipated.
Additionally, please observe that this convention name incorporates references to non-GAAP monetary measures. Yow will discover reconciliations of those non-GAAP monetary measures to GAAP monetary measures in an 8-Ok that was filed this morning by the corporate. Representing the corporate on right now’s name, we’ve got Brad Haines, Chairman; Tom Travis, President and CEO; J.T. Phillips, Chief Working Officer; Jason Estes, Chief Credit score Officer; Kelly Harris, Chief Monetary Officer; and Paul Timmons, Director of Accounting.
With that, I will flip
