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Reading: SoFi Technologies, Inc. (SOFI) Q2 2025 Earnings Call Transcript
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PhreeNews > Blog > World > Markets > SoFi Technologies, Inc. (SOFI) Q2 2025 Earnings Call Transcript
Og image 1200 29b2bfe1a595477db6826bd2126c63ac2091efb7ec76347a8e7f81ba17e3de6c.png
Markets

SoFi Technologies, Inc. (SOFI) Q2 2025 Earnings Call Transcript

PhreeNews
Last updated: July 29, 2025 9:44 pm
PhreeNews
Published: July 29, 2025
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SoFi Technologies, Inc. (NASDAQ:SOFI) Q2 2025 Earnings Call July 29, 2025 8:00 AM ET

Company Participants

Anthony J. Noto – CEO & Director
Christopher Lapointe – Chief Financial Officer

Conference Call Participants

Andrew William Jeffrey – William Blair & Company L.L.C., Research Division
Dan Dolev – Mizuho Securities USA LLC, Research Division
John Douglas Hecht – Jefferies LLC, Research Division
Kyle Joseph – Stephens Inc., Research Division
Kyle David Peterson – Needham & Company, LLC, Research Division
Moshe Ari Orenbuch – TD Cowen, Research Division
Peter Corwin Christiansen – Citigroup Inc., Research Division
Reginald Lawrence Smith – JPMorgan Chase & Co, Research Division

Operator

Good morning or good afternoon all, and welcome to the SoFi Technologies Q2 2025 Earnings Conference Call. [Operator Instructions]

Thank you. And with that, you may begin your conference.

Unidentified Company Representative

Thank you, and good morning. Welcome to SoFi’s Second Quarter 2025 Earnings Conference Call. Joining me today to talk about our results and recent events are Anthony Noto, CEO; and Chris Lapointe, CFO.

You can find the presentation accompanying our earnings release in the Investor Relations section of our website. Unless otherwise stated, we’ll be referring to the adjusted results for the second quarter of 2025 versus the second quarter of 2024.

Our remarks today will include forward-looking statements that are based on our current expectations and forecasts and involve risks and uncertainties. These statements include, but are not limited to, our competitive advantage and strategy, macroeconomic conditions and outlook, future products and services and future business and financial performance. Our GAAP consolidated income statement and all reconciliations can be found in today’s earnings release and the subsequent 10-Q filing, which will be made available next month.

Our actual results may differ materially from those contemplated by these forward-looking statements. Factors that could cause these

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