The Chase Sapphire Reserve® (see charges and costs) is the premium journey rewards card for Chase Final Rewards fanatics to earn invaluable factors and revel in top-tier card advantages.
The Sapphire Reserve’s present bonus is sky-high: New cardholders earn 150,000 bonus factors after spending $6,000 on purchases within the first three months from account opening. That is the highest public supply we have ever seen on the cardboard and is price $3,075, per TPG’s Might 2026 valuations.
With a proposal this invaluable, you will not need to miss out. Listed below are 10 of essentially the most continuously requested questions we have seen on the Sapphire Reserve and its present 150,000-point bonus, answered.
Can I earn the 150,000-point bonus if I beforehand held the Sapphire Reserve?
Sadly, if in case you have beforehand held the Sapphire Reserve, you are probably not eligible for this bonus now.
Chase states that you could be not be eligible for the bonus in case you’re a earlier cardholder. So, even in case you do not presently have the Sapphire Reserve or did not earn its bonus while you did have it, you should not anticipate to be eligible for the bonus now.
Associated: Am I eligible for the Chase Sapphire Reserve’s 150,000-point bonus?
Can present Sapphire Reserve cardholders qualify for or obtain this bonus?
If you’re a present Sapphire Reserve cardholder, you’ll not qualify for the present 150,000-point bonus.
It is also price noting that closing or product-changing your Sapphire Reserve is unlikely to make you eligible, given Chase’s restrictions on Sapphire bonuses throughout your lifetime.
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Does being a licensed consumer on a Sapphire Reserve have an effect on my eligibility for the bonus?
Being a licensed consumer on one other particular person’s Sapphire Reserve doesn’t have an effect on your means to get your personal card and earn the bonus.
So long as you have by no means been a Sapphire Reserve cardholder earlier than and meet different eligibility necessities, you need to be eligible to obtain the bonus.
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Who’s eligible for the 150,000-point bonus, and what are the important thing restrictions?
These are the final eligibility guidelines for the Sapphire Reserve:
You’ll be able to’t presently have a Sapphire Reserve card open.You might not be eligible if in case you have beforehand obtained a Sapphire Reserve bonus.If you happen to beforehand had a Sapphire Reserve, you might not be eligible for this supply, even in case you did not earn a bonus on that Sapphire Reserve.You probably have opened 5 or extra new bank cards up to now 24 months, you probably can be declined for a brand new Chase card.Approval relies on your total credit score profile and your relationship with Chase.Because the Sapphire Reserve is a Visa Infinite card, you may must be eligible for at the very least a minimal $10,000 credit score line.
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Can Sapphire Most well-liked cardholders improve to the Sapphire Reserve and obtain the bonus?
If you happen to presently have the Chase Sapphire Most well-liked® Card (see charges and costs) and have by no means held the Sapphire Reserve, it is probably that you simply’re eligible for the Sapphire Reserve and its bonus — so long as you meet different eligibility necessities (being beneath 5/24 and having an ample credit score rating, as talked about beforehand).
Simply do not forget that you may have to put in a brand new utility for the Sapphire Reserve to obtain its bonus. If you happen to merely improve your Sapphire Most well-liked, you will not be eligible for the 150,000-point bonus.
Alongside these strains, bear in mind which you can carry the Sapphire Reserve and the Sapphire Most well-liked on the identical time.
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Is that this the all time supply on the Sapphire Reserve?
Sure. The present 150,000-point bonus is the best publicly obtainable supply we have ever seen on the Sapphire Reserve.
The Sapphire Reserve’s earlier public bonus provided 125,000 factors for a similar $6,000 minimal spending requirement (supply now not obtainable). The cardboard additionally as soon as offered a extremely focused supply of as much as 175,000 factors in late 2025 (supply now not obtainable), nevertheless it was not broadly accessible.
So, in case you’re contemplating large availability and redemption worth, this 150,000-point supply is the best bonus we have seen.
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What’s the actual worth of 150,000 Final Rewards factors?
TPG’s valuations deem Chase Final Rewards factors to be price 2.05 cents apiece. When you think about this valuation, the 150,000 factors from the Sapphire Reserve are price a whopping $3,075.
After all, how a lot actual worth you get out of the 150,000-point bonus relies on how you intend to redeem your rewards. If you happen to take the Chase Journey℠ route for reserving flights or motels together with your factors, you could possibly doubtlessly stand up to 2 cents per level in worth with Factors Enhance. Even higher, a number of motels are eligible for as much as 2.5 cents per level by Factors Enhance.
We usually suggest you switch your Final Rewards factors to considered one of Chase’s 14 airline and resort switch companions. Redeeming this manner may get you greater than 2.05 cents per level, relying in your redemption.
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How do I maximize 150,000 Final Rewards factors?
There are a number of methods to maximise the Sapphire Reserve‘s bonus.
Listed below are a number of concepts:
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What’s the most effective technique to satisfy the minimal spend and earn the total bonus?
With the present Sapphire Reserve bonus, you may should spend $6,000 on purchases within the first three months to earn 150,000 factors.
There are many methods you could possibly make use of right here, together with:
Shopping for the whole lot together with your new card (together with hire and housing prices which you can pay with a bank card)Prepaying payments, equivalent to insurance coverage, utilities and different common expensesPicking up the tab while you dine with a bigger groupDonating to charityPutting a down cost on a brand new automobile
These are only a few strategies you should use to earn a brand new cardholder bonus. As at all times, simply be certain you’ve got sufficient funds in your checking account to repay your assertion stability in full every month. In any other case, curiosity and late charges may lower the worth of your rewards.
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Backside line
These are a few of the commonest questions we have seen round the most effective publicly obtainable supply we have ever seen on the Sapphire Reserve.
With a whopping 150,000 invaluable Chase Final Rewards factors on the road, you need to be certain you are eligible for this bonus in case you’re trying to apply. Plus, do not forget that the cardboard’s $795 annual charge is steep, however there are a number of perks that assist offset it.
To study extra, learn our full evaluate of the Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
